FYInance

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Did you know that you can split your federal tax refund between multiple bank accounts? And for the first time, you can buy US savings bonds.

Annuities work through accumulation and distribution periods. Discover the phases of annuities withtips from a registered financial consultant in this free financial planning video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC

Financial stock market performance in the summer/Fall 2007, 5 minute trading interval for S&P500 small to large cap. Visualized with Scientific software developed by ScienceGL, Inc. (www.sciencegl.com) in collaboration with the MIT’s Laboratory for Financial Engineering (lfe.mit.edu)

never got off the ground. I first experienced pyramid schemes in my early 20s when a group of Christian leaders, men I respected at the time, invited me to get in on a similar scheme. They gave you a sheet of ten names, and you bought two savings bonds, mailing them to the individuals whose names were at the top. You, in turn, hoped that your name would then move up the list. At the time, I couldnt quite think through it, but it just didnt seem to make sense to me. An investment was what it …