Alejandra Lopez-Fernandini and Timothy Flacke

the New America Foundation discuss the power of the time-honored US Savings Bond to capture federal refunds and deliver a savings product. Their discussion covers why the US Savings Bond is an important and unique savings product, particularly for lower-income populations, and the findings from the multi-year D2D-led pilot. The pilot reveals a strong demand by lower-income tax filers and supports the policy case for returning the bond purchase option to the federal income tax form …

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