Retirement Planning : What Are Annuities?

Annuities are simply an agreement between an individual and an insurance company, and they are comparable to a contract. Discover how annuities can explain what monies an individual is getting with help from a licensed insurance agent in this free video on retirement planning and personal finance. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae [...]

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Why is it bad for a mutual fund to have too many assets?

I keep reading on Morningstar and other finance websites about how “such and such mutual funds are getting too bloated with assets,” and that this is especially a problem for funds that focus on small-cap stocks. And I see that Vanguard and many other companies have closed funds to new investors–even Vanguard’s Windsor II, which [...]

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Can the FDIC run out of money?

I have questions about the FDIC and how much money it really has. I see in the news all the time these days that these banks and those banks are being helped. Since the FDIC is helping many of the failing institutions, will the FDIC have enough money to insure personal accounts? Is there a [...]

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What is a Book Value?

We have been discussing bonds alot lately so let’s just take a break from bonds and discuss some stocks for a change. Today we are going to go back to basics abit. Let’s talk about what some of the terms on the financial statements or balance sheets mean. Let’s start with the Book value. Do [...]

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