FYInance

Posts Tagged ‘finance’

I keep reading on Morningstar and other finance websites about how “such and such mutual funds are getting too bloated with assets,” and that this is especially a problem for funds that focus on small-cap stocks. And I see that Vanguard and many other companies have closed funds to new investors–even Vanguard’s Windsor II, which focuses on huge corporations, has restricted new investors. Let’s say a mutual fund purchases more that 50% of a company, why is that bad? Isn’t that what Warren Buffet’s Berkshire Hathaway does?

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When you are investing, it is important to keep up with the news about the economy and news in the financial industry in general. After all, everything is related in finance. One major economic factor could mean you cannot invest in whatever you wanted to invest in. Banks in trouble, companies missing earning estimates by analysts, the Fed has to chip in, durable goods, job data, real estate and housing statistics, etc… all of these factors add up and really influence the economy and the way you should save money and invest.

Is it ok if I invest now?

Don’t invest unless you know the market, the industry, profit drivers, value drivers, and financial projections. Do I make investing look like it is difficult? It is especially if you are new at investing. When you have been investing for years and years, you will develop the ‘spider sense’ for investing and then everything will be easier for you. But, until then, let’s be very careful when considering any kind of investment.

If you are starting to think about investing, read a few financial sites to gauge the trend of the economy and the financial industry. Whatever you are interested in investing, watch its trend for a while before you actually put you money in it. Start with http://finance.yahoo.com or http://money.cnn.com – they usually have great news and many articles you can learn about the economy and the financial industry on a world wide basis.

About FYInance

FYInance was set up as a platform for people to discuss financial topics of interest. In this economy, more and more people need to understand the basic concepts of finance. This website aims to demystify many areas of finance that you may come across on a daily basis. Some people need help with little things such as balancing a checkbook whereas others need more in depth help such as in calculating the present value of an annuity.

Finance is a very broad topic but we hope to cover all the major areas of finance. However, we will not be discussing tax issues on this blog. Tax is outside the scope of this blog and will be left to tax attorneys and other tax experts to deal with.

Our group is growing!

FYInance started with a small group of investors, hoping to learn about stock investing and other types of investments. We have grown in size and are still growing. Our group now composes of many professions investing in many different investment vehicles ranging from simple stocks to complex options to variable annuities and even real estate.

We enjoy having everyone sharing opinions and findings and we do encourage our members to post regularly. If you have something financial to share, please post and share your thoughts!

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