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Posts Tagged ‘funds’

CD, or certificate of deposit, investments are made for a fixed period of time, which is determined during the purchase. Find out how CDs are low-risk investments insured by the FDIC with informaiton from a financial consultant in this free video on investments. Expert: John Pinelli Bio: John Pinelli is a financial service broker for Northwestern Mutual Insurance. Filmmaker: Bing Hu … stock market finance investing money stocks online trading brokerages brokerage firms mutual funds day …

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A good rate on a CD, or certificate of deposit, is a rate that is higher than the treasury bill rates. Find out how to diligently keep up with certificates of deposit on Bankrate.com withhelp from a registered financial consultant in this free video on investments and personal finance. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the …

We sometimes hear about closed-ended funds which are a type of fund that shares similarities with standard mutual funds which are open-ended, but also has some very key difference in particular with respect to how money flows in and out of the funds.

Selecting a good mutual fund is tricky, but as long as the fund has at least a five-year track record, that is an ideal history time line. Choose a well-performing mutual fund with a long-term performance record with advice from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti Financial. Filmmaker: Bing Hu

I have basically two sets of questions:

1)
Everybody talks about investing money in Mutual Funds. Suppose, you want to invest some money in Mutual Funds (CLOSE ENDED for 3 years say) (say in HDFC Tax saving Mutual Fund).

- How you will be paid your return after 3 years ?

- Does the Mutual Fund company AUTOMATICALLY send your profit (if any) by check to your home address ?

- who pays the return (profit) ? I am confused, how one will get the return (profit) ?

2)

Now suppose, you want to invest some money in another Mutual Fund (OPEN ENDED i.e you can withdraw money at any time…right ?) . Now, say you want to discontinue after 3 Months.

- what do you have to do ? I have read that you have to “sell the Mutual Fund” ….but selling to whom ? how do I get the customer to sell?

- is it necessary to sell ?

- if I dont sell but want to withdraw what will happen ?

very much confused.

~~~~~~~~~~~~~~~~~

I also have other questions…..

Which is better way to invest?

(1) with dividend or without dividend ?
(2) close ended or open ended ?

I have also read a fact , that suppose you invest some money in a mutual fund company. But is the mutual fund company is doing badly and the fund is constantly dropping in value….that means, you are not getting any profit…right ? your money is gone….correct ?